The summer holidays are over. The kids are back at school, the suitcases are back in the loft, and life has returned to something resembling normal. For many people, September is the month of fresh starts – and if you’ve been toying with the idea of moving, now could be the perfect time to take the plunge and get your home on the market.

The Bank of England's recent base rate announcement has naturally sparked conversations across the UK property market. But what does it truly mean for you, whether you're looking to buy, sell, or simply understand the landscape? Let's break it down with honest advice, no jargon.

Buying a home is one of life’s biggest decisions. Whether it’s your first purchase or your fifth, the process can feel daunting, with plenty of pitfalls to avoid. From mortgages and surveys to legal paperwork and negotiations, there’s a lot to take on board. By arming yourself with the right information and working with a knowledgeable local estate agent, you’ll be better placed to make smart decisions and find the home that truly fits your needs.

If you’re hoping to be in your new home by Christmas, time is running out. With UK sale timelines now topping 200 days from listing to completion, September may be your last chance to start the process. Here’s what you need to know before it’s too late…